The halls of state capitols may be still these days, but insurers continue to contend with upcoming Jan. 1, 2013 effective dates.

Property & casualty and health insurers overpay injured people an estimated $15 billion a year because each sector of the industry lacks information about claimants that only the other side has, according to Stephen Ambrose, CEO of ICEX, an insurance information-services company.

Agent and broker employment in September experienced an expected decline, but the size of the drop was unusual, according to Insurance Information Institute President Robert Hartwig.

IDP acquires NSU, Marsh & McLennan acquires The Protector Group. New programs from All Risks and Continental Underwriters. Certified Program Leader designations and 2011 Variance Prize winners announced. Applied Systems released TAM 12. Candy Holland appointed to deputy president of Chartered Institute of Loss Adjusters.