As CEO of XL Group's North American P&C Insurance operations, Seraina Maag directs seven lines of business in America, Bermuda and Canada and has also assumed responsibility for global Excess Casualty and Surety. A mother of three and former master of voltige (gymnastics on horseback), Maag was elected a Young Global Leader by the World Economic Forum (WEF) in 2009 and has been honored by several publications as a woman to watch in business. 

Here, Maag discusses her work with XL, her Global Leadership Award from the WEF, and how the insurance industry must rise to meet the changing demands of the world and attract a younger workforce.

How does XL approach the E&S market, and what's going on right now with pricing and terms and conditions? 

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