Black Friday, the day after Thanksgiving when the holiday-shopping rush begins, brings droves of people to stores and plenty of claims for auto insurers, says Progressive Insurance.

While a recent report on executive compensation shows companies are seeking to limit increases for their top officers, a compensation consultant to the insurance industry says carriers had already adopted leaner increases before the Great Recession struck.

While a recent report on executive compensation shows companies are seeking to limit increases for their top officers, a compensation consultant to the insurance industry says carriers had already adopted leaner increases before the Great Recession struck.

In keeping with the season, the insurance ninja looks at two words that can go far in the business world.