As a rule, in order for Workers Comp benefits to apply, injury to an employee must arise out of and in the course of employment. So, what does this phrase mean?

Catastrophe modelers have spent a lot of time analyzing the Northeast for windstorm risk, but Superstorm Sandy revealed numerous failings in the programs, resulting in significant losses for some insurers, says Fitch Ratings.

Catastrophe modelers have spent a lot of time analyzing the Northeast for windstorm risk, but Superstorm Sandy revealed numerous failings in the programs, resulting in significant losses for some insurers, says Fitch Ratings.

United Property & Casualty Insurance Co. says it has assumed 15,133 policies from Citizens Property Insurance Corp., Floridas last-resort insurer.