Both cases in this appeal were based on policy language that excluded UM coverage for pedestrians struck by a hit-and-run vehicle because a pedestrian, by definition, cannot occupy a covered vehicle.
With fewer than 5% of small businesses carrying flood insurance, FloodFlash has launched a new coverage option that can pay catastrophic flood claims in just hours after a flood event.
The plan would allow insurers to direct more than £100 billion in investment into infrastructure and green energy, according to the Association of British Insurers.