The head of the Federal Insurance Office rejects industry and congressional allegations it is somehow conspiring with foreign regulators to establish capital standards that will undermine the competitiveness of U.S. insurers.

After sitting in on usability testing conducted by the IT team on website design, JoAnna Carey, marketing development manager for Foremost Insurance Group, came away wanting more information than the traditional testing sessions could provide.

A fierce, wind-whipped wildfire destroyed more than 90 homes and menaced additional communities in and around Colorado City, forcing thousands of residents to flee.

There is no single model that will guarantee success for agents in an evolving P&C market where customers are lured, through developing technology, to direct writers.