Drivers who file an auto insurance claim will see their rates climb by an average of 38% nationwide, while those who file two claims within a 12-month period can expect to pay nearly twice as much as claim-free drivers, a new report says.

The market share of Citizens Property Insurance Corporation, Louisianas insurer of last resort, is estimated to shrink to under 3% for the first time in six years following a seventh round of depopulation in 2014.

The market share of Citizens Property Insurance Corporation, Louisianas insurer of last resort, is estimated to shrink to under 3% for the first time in six years following a seventh round of depopulation in 2014.

Meet your new co-driver: telematics.