Identity theft is happening everywhere. Data from retail stores, hotels, banks and other businesses are being stolen and misusedand data theft scams are likely to increase as the holiday season approaches, according to the Insurance Information Institute.

Accountability is the underlying principle that leads to the need for auditing and metrics.

South African insurers have called on the government to start compulsory motor cover to reduce the cost to motorists and companies from the countrys millions of drivers taking to the roads without protection.

Determining the value of firearms and their accessories creates challenges for adjusters.