Legal decisions set many precedents for the insurance industry, but frequently those decisions lag behind what's occurring in the real world. A prime example involves the legalized use of marijuana. Approved for medical use in 23 states and recreational use in a handful, the federal government has yet to legalize...

When working as a casualty claims adjuster for a major insurance company, I carried blank drafts to settle claims. While there was a limit, I had the authority to settle the claim up to that dollar amount.

Many of us have laughed at movie scenes from cult classics like Half Baked, Pineapple Express, Dazed and Confused, or Cheech & Chong's Up in Smoke in which the hapless stoner employee is depicted as someone who cannot perform even the simplest task correctly or fails to show up for...

When a University of Florida Ph.D. candidate used the phrase climate change in her epidemiology dissertation, which examined how climate change in Florida had affected ciguatera a deadly fish-borne disease that affects the nervous system she and her co-author were informed by the Florida Department of Environmental Protection...