For most businesses, word-of-mouth marketing simply isnt enough to keep the lights on, let alone grow at a nice pace.

Insurers show they really do make the world a better place.

Samsungs Galaxy Note 7 was recalled after the U.S. Consumer Product Safety Commission said the companys flagship smartphone was found to catch fire due to a battery flaw.

The general class is stable, but extra capacity has contributed to a buyers market. In addition, agents and brokers will find some transportation accounts tough to write because of increased losses.