Location intelligence allows insurance providers to access the necessary data to make critical business decisions before, during and after a hurricane hits.

Blockchain is likely to play a major role in the reshaping of insurance but the big implications are two to three years out.

Workers compensation has been around for more than a century. It was developed as a grand bargain between labor and employers to ensure that injured workers received appropriate medical care and wage-loss benefits while employers received protections against tort lawsuits arising from workplace injuries.