While consumers should expect that toys are safe for all ages, the reality is that unsafe toys remain an ongoing problem.

'Fire legal liability' is still used in policy language even though standard policies dropped the term 30 years ago

Many agencies and carriers are stepping up investments in operational capabilities, primarily business process improvement and automation to meet challenges posed by new, disruptive distribution models.

Total economic losses from natural and man-made disasters in 2016 were at least $158 billion.