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Insurers are cautiously optimistic about the potential for more robust economic expansion as well as regulatory relief following the election of what’s perceived to be a more business-friendly administration in Washington, but fundamental obstacles remain that could undermine their prospects for top- and bottom line growth.

That was the impression I came away with after listening recently to pronouncements from panelists and lively coffee break banter during the industry’s annual family reunion — the Property-Casualty Insurance Joint Industry Forum.

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