Insurers are cautiously optimistic about the potential for morerobust economic expansion as well as regulatory relief followingthe election of what's perceived to be a more business-friendly administration in Washington,but fundamental obstacles remain that could undermine theirprospects for top- and bottom line growth.

That was the impression I came away with after listeningrecently to pronouncements from panelists and lively coffee breakbanter during the industry's annual family reunion — theProperty-Casualty Insurance Joint Industry Forum.

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