Important lesson for insurers: Be sure your forms and policies keep up with changes in the law.

New York City-based health care provider EmblemHealth has agreed to pay $575,000 to the state of New York to settle allegations that it inadvertently disclosed the Social Security numbers of more than 81,000 people.

New York City-based health care provider EmblemHealth has agreed to pay $575,000 to the state of New York to settle allegations that it inadvertently disclosed the Social Security numbers of more than 81,000 people.

Digital insurance initiatives and innovation are essential for P&C carriers in an increasingly commoditized marketplace that's prone to quick customer churn.