NCCI's Donnell looks back at a century of workers' comp in the U.S. and projects what the system will need to thrive for another 100 years.

The state is experiencing its toughest home insurance market since hurricanes Katrina and Rita in 2005, according to Insurance Commissioner Jim Donelon.

A recent report shows that while dry conditions have improved in the Midwest, 19% of the region remains in drought.

Decreased profits can stem from a lack of granular, accurate information about potential hazards and exposure to loss at each insured location.