Editor's Note for the June 2014 issue

A company recently received a call to consult regarding the contents in a home that had experienced a fire. The adjuster described the contents in the home as high end.

Consumers today have high expectations about the content of the products they use. A natural or green label means so much to consumers that it is liberally used, subjecting companies to claims of green washing.

Insurers facing policy limits demands must act cautiously under even the best of circumstances to avoid threats of bad faith. The situation becomes far more complicated when the insurer receives a policy limits demand and it insures multiple and/or additional insureds.