Despite the lack of bright-line procedures, there are five risk reduction measures a company may consider implementing to reduce its potential exposure to cyber breaches.

E-Discovery: Digitized files present an opportunity for insurers to get in front of pending legal actions, but the industry needs guidance regarding the collection and use of personal data.

The Global Data Protection Regulation will force insurers to re-evaluate both analysis and data collection practices, and customer communications.

People who are living together might consider themselves members of the same household, but insurance companies and state departments of insurance often disagree.