Nationwide, the total of deaths and damage caused by deer on roadways is 150 motorist fatalities and about $1.1 billion in vehicle damage, according to a study by the Insurance Institute for Highway

Although western insurers remain relatively unaffected by the devastation left behind by December's tsunami in the Indian Ocean, local companies are calculating large payouts.

In an effort to better protect drivers on Californian and Mexican highways California's insurance commissioner, led a delegation to Mexico to participate in trilateral negotiations with Mexican and Canadian authorities.

AMBULANCE services and other medical transportation providers are an integral part of every community. Many, of course, are owned by municipalities or other governmental entities. Coverage for such services usually is arranged as part of the