Changing customer demands drive smarter product development. In personal lines and, increasingly, commercial lines, insurance customers are no longer satisfied with one-size-fits-all product offerings. They now expect products that are tailored, not just to their specific market segment, but to their individual needs.

As the price of crude oil hovers near historic lows, now is the perfect time for energy companies and the brokers and agents who support them to address some of the potential exposures acquired during the recent energy boom.

Google Compare allows consumers to shop for insurers by price.