Weather Risk

After the next disaster, homeowners will still need assistance, and communities will still need help with cleanup and recovery.

The “Wildfire Insurance Coverage Study Act of 2025,” was introduced by U.S. Senators Martin Heinrich (D-N.M.) and Tim Sheehy (R-Mont.).

Natural disasters across the globe have already led to $80 billion of insured losses during the first half of 2025.

Homeowners are typically covered if a tree falls on their house.

Insurers can start using the Verisk Wildfire Model for home and commercial policies.

The link between hot weather and acts of violence isn’t just anecdotal; it is proven in scientific research.