Weather Risk

California is entering peak wildfire season, after months of intense heat with little rain.

Despite increased flooding in many areas, most homes still don’t carry flood insurance.

This move makes Mercury the first insurer to use Verisk’s recently approved wildfire catastrophe model.

Carriers that encourage regular inspections and support smart building choices protect their balance sheets and the homes they insure.

Nearly half of the homes are in California.

The average for someone with excellent credit is $2,260 and the average for someone with poor credit is $7,260.