Weather Risk

Reversing, the court found conflicts in a candy maker's insurance policy that could support millions worth of damage claims.

The last two years have shown that hurricanes are inevitable, but disasters are not.

There could be some widespread flooding in the more vulnerable areas.

Many homeowners are underinsured and find that they are responsible for the repairs to their homes.

'It is going to do a heck of a lot of damage,' said Phil Klotzbach, a storm researcher at Colorado State University.

This year's report provides an updated view of by-peril trends in the U.S. home insurance industry.