Research

According to a survey by VOOM, 53% of e-scooter riders have never thought about purchasing insurance coverage despite safety concerns.

Recent research from the University of Chicago says ride-hailing is associated with a 3% increase in fatal accidents.

The financial impact of underinsurance is widespread.

Roughly 40% of Americans agree flood insurance is a "good idea," but only 17% of respondents said they have it.

Over two-thirds of U.S. communities facing weather hazards lack current, relevant structural building codes.

Threatening coastal homes in 19 states, $1.8 trillion in reconstruction cost value is at risk.