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As the insurance industry encounters competition from smart startups and tech giants, productivity is becoming increasingly key to success.

Reports of errant drones flouting U.S. regulations, including flying too close to passenger airliners, surged late last year to an average of four incidents per day.

The states facing the highest risks from human-induced quakes are, in order, Oklahoma, Kansas, Texas, Colorado, New Mexico, and Arkansas.

It might if you live in Maine, Maryland or Massachusetts.

The program, which was introduced in 2010, is one of the first in the country to address distracted driving with teen drivers.

The program, which was introduced in 2010, is one of the first in the country to address distracted driving with teen drivers.