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Construction failures can escalate into high-severity claims, particularly when complex design work is involved.

On average, New Yorkers pay just over $4,000 annually for auto insurance.

The investigation shows the growing role of collaboration between insurers, investigators, regulators and law enforcement.

Civil engineers are now training machine-learning systems to produce more detailed wind-speed maps tailored to specific locations.

There are currently 6.3 million properties across England that are in areas at risk of flooding.

Storm-chasing contractors often discourage direct communication with insurers.