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Home and auto insurer Allstate is buying Esurance and Answer Financial from White Mountains Insurance for about $1 billion.

Change is very difficult and ultimately commercial lines download comes down to individuals changing. It’s not the slam dunk it would appear to be.

After initial fear that tax-sharing agreements of surplus-lines taxes could be doomed, there is new optimism that the vast majority of states will enter into some arrangement.

After initial fear that tax-sharing agreements of surplus-lines taxes could be doomed, there is new optimism that the vast majority of states will enter into some arrangement.

Insurers are beginning to embrace the results of the new catastrophe model from Risk Management Services after getting over the initial shock of higher collateral reserves insurers may have to accept.

Captives in Vermont will enjoy greater protection of their assets now that a bill has been passed by the state legislature that will allow for the separation of risk within a captive cell.