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It came as no surprise to anyone that has followed the Floridas reinsurance fund that it could potentially have a $3.2 billion shortfall, according to new report issued by independent-financial advisor Raymond James.

It came as no surprise to anyone that has followed the Floridas reinsurance fund that it could potentially have a $3.2 billion shortfall, according to new report issued by independent-financial advisor Raymond James.

While property and casualty insurers are excitedly discussing the prospect of 2012 rate increases and improving loss ratios, the net impact of such a development will likely be tempered by expectations of low investment yields, according to analyst firm Keefe, Bruyette & Woods.

While property and casualty insurers are excitedly discussing the prospect of 2012 rate increases and improving loss ratios, the net impact of such a development will likely be tempered by expectations of low investment yields, according to analyst firm Keefe, Bruyette & Woods.

While smartphones and other mobile devices are increasingly used like personal computers and require the same security now standard in PCssuch as antivirus software and encryptionmost mobile devices have the same lack of security as a 1998 PC.

While smartphones and other mobile devices are increasingly used like personal computers and require the same security now standard in PCssuch as antivirus software and encryptionmost mobile devices have the same lack of security as a 1998 PC.