News and information for property & casualty insurance agents & brokers on personal lines insurance, including homeowners insurance, flood insurance, earthquake insurance, renters insurance, automobile insurance, life insurance, disability insurance, umbrella insurance and health insurance. These insurance products protect individuals and families against potentially crushing financial losses caused by fire, theft, natural disasters, death, accidents, lawsuits and illness.
A hard market now would be purely for the purpose of price gouging buyers of insurance, particularly commercial-lines insureds, according to an Americans for Insurance Reform report that says the industrys little understood economic cycle has been used to victimize policyholders for 35 years.
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