News and information for property & casualty insurance agents & brokers on personal lines insurance, including homeowners insurance, flood insurance, earthquake insurance, renters insurance, automobile insurance, life insurance, disability insurance, umbrella insurance and health insurance. These insurance products protect individuals and families against potentially crushing financial losses caused by fire, theft, natural disasters, death, accidents, lawsuits and illness.
It took the devastation from the 1992 storm for the insurance industry to embrace catastrophe modeling. Since then, new techniques have been developed to give a better idea of an insurer's loss potential.
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