It’s still too early to tell whether federal health insurance reforms are having any significant impact on workers’ compensation costs. But it’s fair to say that so far, some of the worst-case scenarios raised as the Affordable Care Act (ACA) went into effect have not yet come to pass.

I’ve been getting calls lately from people who read my blog of Oct. 2, 2013, “‘Obamacare’ Might Impact Non-Health Insurer Bottom Lines,” wondering whether any of the possible fallout I cited, either positive or negative, had come to pass. I still believe the threats and opportunities I posited back then remain plausible, but they may take more time to manifest themselves.

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