Personal Lines

Personal and commercial property damage can occur as a result of a power surge or outage.

Southern Vanguard Insurance Co. of Houston alleges the two conspired in a 'fraudulent scheme' to submit storm damage insurance claims with the intent of financially benefiting themselves instead of homeowners.

While insureds are riding a winning streak in these disputes, insurance companies continue to deny claims on the basis of residency.

The measure, passed 82-17, gives Puerto Rico access to $4.9 billion in low-interest Treasury loans and would also replenish the troubled National Flood Insurance Program, which runs out of money as early as this week.

Interviewing an insured immediately after an incident could impact the claim if it goes to litigation.

The New York Department of Financial Services issued final regulations Wednesday aimed at stopping 'unscrupulous practices' in the title insurance industry.