Personal Lines

Two key themes will define the narrative on industry change in 2020: digital transformation and group market benefits.

The costliest U.S. weather activity in 2019 made up nearly half of the year's total losses.

Improper placement of logs in a gas fireplace can create soot and other risks.

Flood risk continues to outpace the number of homes and businesses with flood insurance. Two trends could help close the coverage gap.

Insurers are likely to face fundamental challenges in the decade ahead as many strive to reinvent products, technologies and business models.

Drunk driving incidents peak on New Year's Eve. For party hosts, liability for their guests should be a top concern.