Commercial Lines

The good news for property and casualty insurers is that 2012 should see positive rate momentum. The bad news is that insured-exposure growth will not likely be a contributing factor to premium growth, according to a Keefe, Bruyette & Woods analysis.

Even though enterprise risk management is seen as a growing need for organizations globally, companies are still struggling to implement the practice enterprise-wide, according to an industry study.

As many insurers and reinsurers are readying investors for a degree of disappointment in 2011 fourth-quarter earnings, Cincinnati Financial Corp. says it has some good newsfavorable impacts.

As many insurers and reinsurers are readying investors for a degree of disappointment in 2011 fourth-quarter earnings, Cincinnati Financial Corp. says it has some good newsfavorable impacts.

Rate increases for 2012 could head as high as 10 percent if a handful of negative pressures continue to affect insurers' earnings, a financial analyst suggests.

Rate increases for 2012 could head as high as 10 percent if a handful of negative pressures continue to affect insurers' earnings, a financial analyst suggests.