Market Insights

THIS article presents an over-view of Betterley Risk Consultants' recent survey of the market for employment practices liability insurance. Twenty-five carriers, which we believe form the core of the EPLI market, participated in the survey. We have

IT'S ALWAYS exciting to participate in the growth and expansion of an organization. I received that opportunity last year when I joined the Insurance Services Division of Mesirow Financial as vice president of its new management liability unit, which

Any good caddy would recognize this as a trick question. A well-known rule limits golfers to a maximum of 14 clubs in a bag, with a two-stroke-per-hole penalty for violations. Of course, if you're carrying a bag at Augusta, you probably don't miss

Many agencies seem to be meeting these challenges by coming together with other agencies. In American AGENT & BROKER's 2004 readership survey, 22.4% of the respondents said they are part of an insurance agency "cluster" or network. Recently, we

AT AGE 27, after working for a telecommunications company for nine years, I was ready for a change. I had occasionally spoken with a local insurance agency and had considered a career as a producer. I was excited by the possibility of being in

You could almost say that everything I need to know about insurance I learned in high school. OK, maybe not everything, but my experience there did help me launch my career as a producer in the public entity niche and eventually make my way to the

You're a program administrator, and you've put together a great insurance program. It's certain to be profitable for you and your carriers and to provide excellent protection for insureds. Now, after all the time and effort you've spent putting the

THE WORD "small" doesn't bother us. Our agency has several producers who entertain small-business accounts. That doesn't mean we have to "think small." Since 1962, we've been part of United Agencies Inc., a "cluster" that currently numbers 25 member