Commentary

The annual profit margins of insurance companies are getting squeezed, even as premiums are going up for products like home insurance.

Insurers have multiple tools at their disposal to help them actively engage with policyholders, agents, vendors and claims teams.

One suggestion: Shift focus from being an industry that primarily detects and repairs to one that predicts and prevents.

Discover how MGA accelerators are moving the industry forward and bringing new entrepreneurs into the industry.

NCCI's Donnell looks back at a century of workers' comp in the U.S. and projects what the system will need to thrive for another 100 years.

Decreased profits can stem from a lack of granular, accurate information about potential hazards and exposure to loss at each insured location.