This author argues that digital insurance companies need to evolve their observability approaches and make 2023 "the year of data efficiency." (pinkeyes/Adobe Stock) This author argues that digital-insurance companies need to evolve their observability approaches and make 2023 “the year of data efficiency.” (pinkeyes/Adobe Stock)

Imagine being able to access on-demand insurance via a mobile app for impromptu events like borrowing a friend’s car. Or being able to buy a policy in seconds — without paperwork or phone calls — thanks to AI-fueled apps that gauge consumer behavior based on their devices.

This is today’s insurtech world, where technology-based disruptions like these are driving the future of property and casualty coverages.

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