Auto

Cost, safety concerns and political affiliations are all reasons that many consumers remain wary of electric vehicles.

The class action suit alleges the insurer 'thumbed the scale' when setting the actual cash value of vehicles deemed a total loss.

The suit alleges that State Farm refuses to pay the full hourly rate charged by mechanics certified to repair luxury autos.

The national increase is frightening, state-level data is downright horrific. Two Western states saw increases in excess of 7,000%.

Take a lesson from savvy insurance marketers and use this period of change to realign.

Among drivers age 18-34, 17% said they went without insurance during the past year. Cost was a big reason why.