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Expert Opinion

After the driverless fatality, insurance and litigation will be forever changed

Randy Maniloff | April 13, 2018

Unlike an inconsequential glitch with your office computer, in the case of driverless cars it's control, alt and someone’s life is deleted.

Analysis

Is car-sharing the next 'gig' thing?

Christine G. Barlow | April 12, 2018

While ridesharing got all the attention and took off rapidly, car-sharing, which is getting more popular, developed without a lot of press.

News

Global insured losses from disasters in 2017 were highest ever, Swiss Re finds

Jayleen R. Heft | April 12, 2018

The main driver of the high insured losses was an active hurricane season in the North Atlantic. In addition, the combined insurance losses from all wildfires worldwide were $14 billion, the highest ever in a single year.

Research

Daydreaming tops fatal distracted driving behaviors, Erie Insurance finds

Jayleen R. Heft | April 12, 2018

Police report that 61% of distracted drivers were daydreaming at the time of a fatal crash, compared with 14% of drivers who were distracted by cell phone use.

Research

State laws mandating interlocks for all DUI offenders save lives, study finds

Steven A. Meyerowitz | April 11, 2018

Laws requiring all impaired-driving offenders to install alcohol interlocks reduce the number of impaired drivers in fatal crashes by 16%, a new study by the Insurance Institute for Highway Safety has found.

How travel habits can predict driving and distraction behaviors

Ted Gramer | April 06, 2018

Ted Gramer, CEO of TrueMotion, breaks down the company's months-long study examining the driving behaviors of more than 6,000 thousand drivers and how their travel habits, whether they be cyclists or frequent flyers, influence their driving.

News

J.D. Power study shows the public split on driving in autonomous vehicles

Shawn Moynihan | April 06, 2018

Are drivers really as ready as we think for the autonomous revolution?

Analysis

Can auto technology win the war against distracted driving?

Girish Malik | April 05, 2018

New digital interventions are already having a positive impact on driving habits.

New data highlights misperceptions about distracted driving

Danielle Ling | April 04, 2018

When it comes to distracted driving, data from Travelers' 2018 Risk Index shows a disconnect between drivers’ perception of what is safe and the dangerous reality of what is really happening on our roads.

News

Top 15 private passenger auto carriers for 2017, as ranked by NAIC

Denny Jacob | April 04, 2018

While the market for auto insurance is filled with competing companies, select companies enjoy an impressive hold over the market. But who's leading the pack when it comes to private passenger auto insurance?

Commentary

The business of risk

Ken Brownlee | March 30, 2018

What is America’s primary business and how does it relate to insurance?

News

Consumer Reports reveals 10 best cars for 2018

Denny Jacob | March 28, 2018

The all-electric Bolt earned Top Pick honors in Consumer Reports' new Compact Green Car category.

Best Practices

20 car crash tips and things you should know after an accident

Barry Levy | March 26, 2018

The average American will have three or four auto accidents in a lifetime.

News

Prison for man who forged & falsified docs to obtain $1M in auto insurance

Steven A. Meyerowitz | March 23, 2018

The evidence showed a N.Y. man engaged in a complex scheme to obtain commercial auto insurance in the names of fictitious business partnerships by submitting falsified documents and making false statements to multiple governmental agencies and insurance carriers.

News

Study: Only half of consumers willing to ride in automated vehicles

Denny Jacob | March 22, 2018

Though consumer confidence in automated vehicles is mixed, Generation Y and Z present a unique opportunity for insurers. They are among the most willing to ride in an automated vehicle, according to the study.

News

Old Republic is liability insurer for Uber's self-driving cars

Brian Louis | March 21, 2018

Old Republic International Corp., the Chicago-based insurer, provides commercial liability coverage of as much as $5 million for each of Uber Technologies Inc.’s self-driving vehicles.

Analysis

Navigating the twists and turns of self-driving cars and insurance

Parker O’Very | March 21, 2018

As self-driving cars become more popular in mainstream society, they’re also raising lots of questions about safety.

News

PCI identifies worst areas for towing hassles in new survey

Denny Jacob | March 20, 2018

You don't want to need a tow in these locations, now that the PCI 2018 National Towing Survey is in.

Research

Top 10 states for auto hail damage claims

Danielle Ling | March 20, 2018

Farmers Insurance looks at yearly trends in auto claims data to determine the most common hazards drivers face during the spring months.

News

Uber autonomous car involved in fatal crash in Arizona

Mark Bergen and Eric Newcomer | March 19, 2018

A self-driving car from Uber hit and killed a woman in Tempe, Arizona, on Sunday evening in what is likely the first pedestrian fatality involving the technology.

News

5 tips to help auto insurers accelerate their UBI adoption rates

Denny Jacob | March 15, 2018

Technology has long been embedded in our society's footprint — and it's not likely to go anywhere, either. Its role continues to expand in consumers' day-to-day activities, and no market better exemplifies this than the auto industry.

1 in 8 U.S. drivers was uninsured in 2015, new study says

Danielle Ling | March 13, 2018

When an uninsured driver is at fault in an accident, insured drivers, or their insurance companies, are often left to pay for the resulting physical…

Analysis

What you should know about auto accident liability exclusions

FC&S Editors | March 07, 2018

Individual state laws may impact what types of exclusions are named in an insured’s auto policy.

Factors affecting vehicle sales, insurance and repairs

Patricia L. Harman | March 07, 2018

A new report from CCC Information Services examines the impact of technology, driving habits and driver expectations on insurers and repair facilities.

News

5 in New York charged with auto insurance fraud

Steven A. Meyerowitz | March 02, 2018

The suspects allegedly purchased or increased auto insurance policy coverage after their vehicles already had been damaged and then misrepresented the dates of loss in claims submitted to their insurance carriers.

Selling crash report data may not be legal

Matthew J. Smith, Esq. | March 02, 2018

Balancing privacy rights for auto crash victims is a challenge when state and federal regulations clash.

Value, not discounts, key to commercial lines telematics

Nino Tarantino | February 27, 2018

As insurers start seeing results from their personal auto usage-based insurance programs, they look for new ways to leverage telematics technology.

News

New construction technology is an insurance game changer

Pete Schermerhorn | February 26, 2018

The construction industry is in the midst of a digital revolution that has far-reaching implications for site safety, risk management and insurance.

News

10 states with the worst drivers

Danielle Ling | February 23, 2018

Results from the nationwide CarInsuranceComparison.com annual study identify the worst drivers by state.

News Research

Motor vehicle deaths dipped slightly in 2017

Steven A. Meyerowitz, Esq. | February 22, 2018

Approximately 4.57 million people were seriously injured in motor vehicle crashes in 2017, and costs to society totaled $413.8 billion.

News

2018's 10 best states to drive in

Denny Jacob | February 15, 2018

No traffic, no problem. Driving through these states will feel like a breeze.

News

Self-driving cars, data prompt new auto insurance products

Jesse Krompier | February 15, 2018

The exponential growth of semi-autonomous cars requires rapid change on the part of producers and insurers alike.

Market Insights

Insurance protection for Uber/Lyft drivers: What you need to know

Judy Squires | February 09, 2018

It takes just a few clicks to become a driver for Uber or Lyft. But all it takes is one minor car accident while driving for either service to turn a life upside down.

News Slideshow

2018's 10 worst states to drive in

Denny Jacob | February 07, 2018

Traffic can factor into the insurance equation in a number of ways.

News

Top 10 claims trends that will impact 2018

Bill Brower | February 06, 2018

2017 will be remembered as the landmark year for digital transformation of claims processing within the property and casualty insurance industry.

News

Windshield repair fraud targeted in Florida Senate proposal

Jim Turner | January 29, 2018

Insurers could demand car windshields be checked for damage before they are replaced under a Senate proposal that started moving forward to combat reported increasing cases of repair-shop fraud.

News

Cell phone users twice as likely to be involved in a crash, study finds

Denny Jacob | January 24, 2018

The role of cell phones in our society faces greater scrutiny in recent years, particularly when it comes to the world of driving.

News

Ford urged to recall 1.3 million SUVs over exhaust fumes

Ryan Beene | January 23, 2018

Nearly 1,400 complaints about the exhaust fumes in the sport utility vehicles have been lodged with regulators.

News

5 insurance and artificial intelligence predictions for 2018

Alex Dalyac | January 23, 2018

This will be the year when the insurance industry starts to fully realize the benefits of AI, and consumers begin to see its impact. Is your company ready?

News

11 ways cars will be smarter in 2018

Elana Ashanti Jefferson | January 15, 2018

Connected vehicle technology, better electric batteries, and 'infotainment' systems are just three of the trends for insurers and claims specialists to watch.

News

11th Circuit: Florida's bad faith insurance claims have 5-year statute of limitations

Greg Land | January 10, 2018

The ruling should finally resolve an issue which has cropped up before, particularly in federal court: Whether Floridas statute of limitations for bringing bad faith claims against an insurer is four or five years.

News

Buffett elevates Abel or Jain as likely successor with new roles

Noah Buhayar, Katherine Chiglinsky | January 10, 2018

While the identity of Buffetts successor has remained a mystery for years, he has said he wants the next leader to be drawn from the companys ranks, relatively young and unmotivated by ego.

Market Insights

PCI urges insurers to steer the industry's future

David A. Sampson | January 05, 2018

Unparalleled innovation, disruption and promise lie ahead for the property & casualty industry.

Commentary

Computer vision in insurance: See the future now

Frank Neugebauer | January 05, 2018

As computers start to see things, there are far reaching implications for the property & casualty insurance industry.

News

4 key takeaways from Willis Re's 1st View reinsurance report

Denny Jacob | January 05, 2018

As the risk for further extreme weather events remains imminent, the role of reinsurers will prove crucial.

News

A user's guide to the dawn of robot driving

Keith Naughton, Gabrielle Coppola | January 04, 2018

The wait for the self-driving future is coming to an end. The earliest real-world applications of autonomous vehicles will arrive in 2018.

News

New York accident? Sending a coverage letter? Out-of-state insurers take heed

Dan D. Kohane | January 04, 2018

New Yorks highest court has dramatically expanded the breadth of the law that establishes the minimum requirements for liability insurance policies in the state.

News

5 keys to 'insuring' a safer 2018

Patricia L. Harman | January 03, 2018

A review of insurance policies can make sure youre covered for most unplanned events.

9th Circuit reduces $2.5M bad faith award against GEICO to $1M

Steven A. Meyerowitz, Esq. | January 01, 2018

What factors do courts look at to determine when an insurance carrier's conduct is reprehensible enough to justify an award of damages based on bad faith?

Commentary

Insurers need strategic shifts to compete in a digital world

Sam J. Friedman, Michelle Canaan | December 27, 2017

In the year ahead, insurers will be challenged to effectively anticipate and adapt to an accelerating evolution in how insurance is designed, sold and serviced.