As anecdotal evidence regarding adverse underwriting decisions spreads among insureds by word of mouth, many are complaining to their departments of insurance and their elected representatives.

They fall into three categories.

As in any field, documentation is only as good as the time and thought that go into it.

Each year, U.S. Property-Casualty insurers pay over $200 billion in losses and spend nearly $40 billion managing claims.

The insurance industry was an early adopter of information technology, and computer systems are still the backbone of core insurance processes.

Here are three scenarios in which the risk manager should identify and pursue subrogation opportunities.

In most first-party property coverages, insurance contracts give insurers the right to pursue recovery on insureds' behalf against any wrongdoers or tortfeasors.

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