Personal and commercial property damage can occur as a result of a power surge or outage.

Comb through insurance policy language to determine exactly what property is covered after a fire.

Comb through insurance policy language to determine exactly what property is covered after a fire.

What if the contents of a damaged property are not covered, but the only way to repair that insured dwelling is to move the contents out of the way?

Appraisers are an important part of the claims process. Must they be objective or disinterested?

Sometimes, bad things happen to good home electronics. But who should pay?

Is damage from sewer water covered? What about injuries incurred in the course of a flood?

Debris removal under some policies extends property coverage to include removal expenses only for the covered property and resulting only from a covered loss.