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Question: We have a circumstance wherea homeowner was throwing a backyard football party for some ofhis friends. The group brought the insured's big screen televisionoutside for the event. During the festivities, an unexpectedthunderstorm came through with high winds and pouring rain.Everyone, of course, immediately retreated indoors, but somehowforgot to bring in the television.

The television was not blown over by the high winds, but itwas damaged by the rain that accompanied the windstorm.

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