With the death of Osama bin Laden and other Al Qaeda leaders reducing the organizations operational environment, terrorist threats to the U.S. are likely to involve smaller bomb plots perpetrated by Al Qaeda-influenced homegrown terrorists rather than attacks on the scale of September 11, according to Risk Management Solutions.

The good news for property and casualty insurers is that 2012 should see positive rate momentum. The bad news is that insured-exposure growth will not likely be a contributing factor to premium growth, according to a Keefe, Bruyette & Woods analysis.

Economic risk is the top concern on business professionals minds going into 2012, according to two new, separate surveys conducted by Allianz Global Corporate & Specialty (AGCS) and the World Economic Forum.

Although property and casualty insurers will benefit from rising prices in 2012, economic, regulatory and other challenges mean carriers will have to find other ways to generate growth during the year, according to a Deloitte report.

Plans by United Services Automobile Association to raise homeowners-insurance rates in Texas for the third time in the past 12 months, combined with similar rate increases by other insurers, boost the prospects of carriers in the state keeping pace with projected elevated claim costs, according to Moodys Investors Service.

Plans by United Services Automobile Association to raise homeowners-insurance rates in Texas for the third time in the past 12 months, combined with similar rate increases by other insurers, boost the prospects of carriers in the state keeping pace with projected elevated claim costs, according to Moodys Investors Service.

A.M. Best says it expects further growth for Indias insurance market, but despite increasing premiums, profitability continues to be a challenge for insurers.

Economic risk is the top concern on business professionals minds, according to a survey of Allianz Global Corporate & Specialty risk experts, but the same professionals say businesses are underestimating cyber risks.