{
  "author": {
    "name": "Karen Cutts",
    "webUrl": "/author/profile/karen-cutts/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 54,
    "social": [],
    "articles": [
      {
        "uri": "/2009/05/31/naic-re-oversight-proposal-mirrors-risk-retention-group-single-state-scheme/",
        "title": "NAIC Re Oversight Proposal Mirrors Risk Retention Group Single-State Scheme",
        "byline": "Karen Cutts",
        "kicker": "",
        "prettyDate": "May 31, 2009",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/karen-cutts/",
            "name": "Karen Cutts"
          }
        ],
        "kickerNode": [],
        "summary": "The Liability Risk Retention Act contains a single-state regulatory framework that enables RRGs to become licensed and regulated under the laws of a domiciliary state, preempting most laws and regulations of nondomiciliary states in which they operate.",
        "body": null
      },
      {
        "uri": "/2009/04/19/have-you-checked-your-rrg-rating-lately/",
        "title": "Have You Checked Your RRG Rating Lately?",
        "byline": "Karen Cutts",
        "kicker": "",
        "prettyDate": "April 19, 2009",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/karen-cutts/",
            "name": "Karen Cutts"
          }
        ],
        "kickerNode": [],
        "summary": "Forty-five risk retention groups--17.5 percent of the total--hold ratings assigned by one of two rating agencies, either A.M. Best Company or Demotech Inc.",
        "body": null
      },
      {
        "uri": "/2009/03/08/rrgs-say-many-states-cramp-their-style/",
        "title": "RRGs Say Many States Cramp Their Style",
        "byline": "Karen Cutts",
        "kicker": "",
        "prettyDate": "March 08, 2009",
        "timeToRead": "8 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/karen-cutts/",
            "name": "Karen Cutts"
          }
        ],
        "kickerNode": [],
        "summary": "Nondomiciliary states are encroaching on the preemption provisions of the federal Liability Risk Retention Act, 61 percent of RRGs reported in a Risk Retention Reporter survey. What's more, RRGs that",
        "body": null
      },
      {
        "uri": "/2009/02/08/risk-purchasing-group-comeback-seen-with-launches-outnumbering-retirements/",
        "title": "Risk Purchasing Group Comeback Seen, With Launches Outnumbering Retirements",
        "byline": "Karen Cutts",
        "kicker": "",
        "prettyDate": "February 08, 2009",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/karen-cutts/",
            "name": "Karen Cutts"
          }
        ],
        "kickerNode": [],
        "summary": "In contrast to risk retention groups, formed as insurance companies owned by their insureds, PGs are comprised of commercial insureds--of public and private entities--who band together to obtain",
        "body": null
      },
      {
        "uri": "/2009/01/18/half-of-rrgs-formed-in-2008-were-physician-med-malpractice/",
        "title": "Half Of RRGs Formed In 2008 Were Physician Med Malpractice",
        "byline": "Karen Cutts",
        "kicker": "",
        "prettyDate": "January 18, 2009",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/karen-cutts/",
            "name": "Karen Cutts"
          }
        ],
        "kickerNode": [],
        "summary": "In 2002, with the onset of the last hard market, physicians turned to the Liability Risk Retention Act as commercial insurers raised their premiums to exorbitant levels or stopped writing liability",
        "body": null
      },
      {
        "uri": "/2008/11/16/rrg-premiums-looking-up-despite-soft-markets-impact/",
        "title": "RRG Premiums Looking Up Despite Soft Market's Impact",
        "byline": "Karen Cutts",
        "kicker": "",
        "prettyDate": "November 16, 2008",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/karen-cutts/",
            "name": "Karen Cutts"
          }
        ],
        "kickerNode": [],
        "summary": "Gross written premium for risk retention groups in 2008 is expected to grow to $2.62 million, up 2.5 percent compared to last year, when premiums fell 3 percent--bringing this year's RRG premiums",
        "body": null
      },
      {
        "uri": "/2008/08/31/subprime-problems-softening-p-c-market-combine-to/",
        "title": "Subprime Problems, Softening P-C Market Combine To Depress RRG Premium Growth",
        "byline": "Karen Cutts",
        "kicker": "",
        "prettyDate": "August 31, 2008",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/karen-cutts/",
            "name": "Karen Cutts"
          }
        ],
        "kickerNode": [],
        "summary": "A combination of problems arising from the subprime mortgage debacle and the soft property-casualty insurance market took a toll on 2007 annual gross written premiums for risk retention groups, which",
        "body": null
      },
      {
        "uri": "/2008/07/06/trucker-rrg-gets-creative-with-purchasing-group-program/",
        "title": "Trucker RRG Gets Creative With Purchasing Group Program",
        "byline": "Karen Cutts",
        "kicker": "",
        "prettyDate": "July 06, 2008",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/karen-cutts/",
            "name": "Karen Cutts"
          }
        ],
        "kickerNode": [],
        "summary": "Federal Motor Carriers Risk Retention Group (FMCRRG), a Delaware-domiciled RRG that provides commercial auto liability coverage for midsize trucking companies, has found a way to offer truckers",
        "body": null
      },
      {
        "uri": "/2008/06/01/softening-p-c-insurance-market-spurs-continued-risk-purchasing-group-growth/",
        "title": "Softening P-C Insurance Market Spurs Continued Risk Purchasing Group Growth",
        "byline": "Karen Cutts",
        "kicker": "",
        "prettyDate": "June 01, 2008",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/karen-cutts/",
            "name": "Karen Cutts"
          }
        ],
        "kickerNode": [],
        "summary": "With so much focus on risk retention groups--which have more than tripled in number since 2001--purchasing groups have been overshadowed, yet formation of PGs has been on the rise for the last three",
        "body": null
      },
      {
        "uri": "/2008/04/27/rrg-fights-off-cease-and-desist-order-in-first-round-of-states-rights-lawsuit/",
        "title": "RRG Fights Off Cease-And-Desist Order In First Round Of States' Rights Lawsuit",
        "byline": "Karen Cutts",
        "kicker": "",
        "prettyDate": "April 27, 2008",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/karen-cutts/",
            "name": "Karen Cutts"
          }
        ],
        "kickerNode": [],
        "summary": "The question of whether a nonchartering state has the authority to issue a unilateral cease-and-desist order against a risk retention group licensed by another state was recently answered by the",
        "body": null
      }
    ]
  }
}