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In the 20-year history of the Liability Risk Retention Act, the use of risk retention groups and purchasing groups--entities created by Congress to provide liability insurance to commercial insurance
Annual gross written premium generated by risk retention groups formed to provide a range of liability coverages for insureds engaged in the health care industry has more than tripled in five
The District of Columbia--domicile of choice for more than a fourth of the RRGs formed in 2005, and third most chosen domicile in 2004--slipped to third place this year, with only four RRGs choosing it
Dramatic surge of 2003, 2004 slows in last two years in softening
Twenty years ago, President Ronald Reagan signed into law the 1986 amendments to the Liability Risk Retention Act, to provide a "marketplace solution" to disruptions in the availability and
Even in a softening market, the 2005 annual gross written premium for risk retention groups grew to $2,449.1 million, an increase of $252.0 million, or 11.5 percent, compared with 2004 annual premium
Harder market in health care sector fueling growth of self-insurance
Risk retention launches off to fast start in 2006, on pace for a record
This month, the Risk Retention Reporter looks at the captive management firms that assisted in the formation of the 33 risk retention groups formed in 2005, while providing ongoing services to these
o Similarly, the number of RRGs formed in 2005 to insure nursing homes and hospitals is about half the number of formations in 2004 in each of the sectors. Five nursing home RRGs were formed in 2005

From ECHO
With 79% of organizations impacted by payment fraud, legacy systems are failing to keep pace. This guide explores nine critical questions to help insurance organizations modernize their defenses and protect against today's threats.
Download Resource
From RPS | Risk Placement Services
The healthcare liability market is bending. With tightening capacity, more intentional underwriting, and a supply-demand imbalance, the margin for error has never been slimmer. To overcome these obstacles and stay ahead, brokers must prioritize early engagement, elevate submission quality, and leverage specialized expertise to construct creative solutions.
Download Resource
From Soteris
In a soft auto market, one P&C insurer cut rates, surged new business volume 2.9x, and improved their loss ratio by 3 points. This case study reveals the AI-powered strategy they used to achieve profitable growth.
Download Resource
From ECHO
Policyholders expect fast, digital claim payments, but the P&C industry lags behind, risking customer loyalty. This guide explores how to overcome barriers to digital adoption and transform your payment process for the modern consumer.
Download Resource
From Zywave
As the insurance market softens, are your client relationships at risk? This self-assessment framework for P&C professionals helps you identify 7 critical signals in client behavior to strengthen retention before it?s too late.
Download Resource
From Soteris
See how one admitted insurer achieved a 14-point loss ratio improvement in just 6 months. This case study details how they moved from static rules to dynamic, data-driven risk intelligence to boost profitability and market agility.
Download Resource
From TomTom
The commercial auto insurance market is notoriously unprofitable. Discover how leading insurers are reversing this trend by enriching telematics with contextual location data to improve risk selection, reduce premium leakage, and boost ROI.
Download Resource
From TomTom
Traditional zip code data is too broad for accurate risk analysis. Explore how granular location and traffic data can help carriers improve territory definition for more competitive and precise auto insurance policy pricing.
Download Resource
From ECHO
P&C insurers invest heavily in technology but still rely on multiple systems for claims payments. This brief outlines how a single, integrated solution can streamline workflows, reduce costs, and improve the claimant experience.
Download Resource
From REInsurePro
The rental market is evolving. This guide equips agents to navigate the complexities of insuring short-term rentals, flips, and vacant properties, helping you avoid coverage gaps and better serve real estate investor clients.
Download Resource
From REInsurePro
The real estate investment sector is booming, bringing a surge of clients who need more than just a basic property policy. Learn how to anticipate their coverage needs, bridge the knowledge gap, and position your agency as an indispensable partner as they grow their portfolios.
Download Resource
From ECHO
With 79% of organizations impacted by payment fraud, legacy systems are failing to keep pace. This guide explores nine critical questions to help insurance organizations modernize their defenses and protect against today's threats.
Download Resource
From RPS | Risk Placement Services
The healthcare liability market is bending. With tightening capacity, more intentional underwriting, and a supply-demand imbalance, the margin for error has never been slimmer. To overcome these obstacles and stay ahead, brokers must prioritize early engagement, elevate submission quality, and leverage specialized expertise to construct creative solutions.
Download Resource
From Soteris
In a soft auto market, one P&C insurer cut rates, surged new business volume 2.9x, and improved their loss ratio by 3 points. This case study reveals the AI-powered strategy they used to achieve profitable growth.
Download Resource
From ECHO
Policyholders expect fast, digital claim payments, but the P&C industry lags behind, risking customer loyalty. This guide explores how to overcome barriers to digital adoption and transform your payment process for the modern consumer.
Download Resource
From Zywave
As the insurance market softens, are your client relationships at risk? This self-assessment framework for P&C professionals helps you identify 7 critical signals in client behavior to strengthen retention before it?s too late.
Download Resource
From Soteris
See how one admitted insurer achieved a 14-point loss ratio improvement in just 6 months. This case study details how they moved from static rules to dynamic, data-driven risk intelligence to boost profitability and market agility.
Download Resource
From TomTom
The commercial auto insurance market is notoriously unprofitable. Discover how leading insurers are reversing this trend by enriching telematics with contextual location data to improve risk selection, reduce premium leakage, and boost ROI.
Download Resource
From TomTom
Traditional zip code data is too broad for accurate risk analysis. Explore how granular location and traffic data can help carriers improve territory definition for more competitive and precise auto insurance policy pricing.
Download Resource
From ECHO
P&C insurers invest heavily in technology but still rely on multiple systems for claims payments. This brief outlines how a single, integrated solution can streamline workflows, reduce costs, and improve the claimant experience.
Download Resource
From REInsurePro
The rental market is evolving. This guide equips agents to navigate the complexities of insuring short-term rentals, flips, and vacant properties, helping you avoid coverage gaps and better serve real estate investor clients.
Download Resource
From REInsurePro
The real estate investment sector is booming, bringing a surge of clients who need more than just a basic property policy. Learn how to anticipate their coverage needs, bridge the knowledge gap, and position your agency as an indispensable partner as they grow their portfolios.
Download Resource
From ECHO
With 79% of organizations impacted by payment fraud, legacy systems are failing to keep pace. This guide explores nine critical questions to help insurance organizations modernize their defenses and protect against today's threats.
Download Resource