When a cargo of scallops was spoiled in transit, but there was no obvious cause, an insurer challenged whether this was an 'occurrence' under the policy.

Does an insurance broker with a long-term client have a 'special relationship' requiring the broker to advise the client to seek higher insurance limits? Here's what a N.J. appellate court said.

California Insurance Commissioner Dave Jones has approved rate reductions for two State Farm policies that he said will bring millions of dollars in premium savings.

Should a condo owner's injury be covered by the association's policy? What about damage perpetuated by a renter?

Should a condo owner's injury be covered by the association's policy? What about damage perpetuated by a renter?

A wear and tear exclusion will not apply to mold or water damage sustained as the result of a qualifying event. Humidity damage caused by general living conditions is another story.

The Texas Supreme Court has issued a decision setting forth five rules about statutory bad faith under the states Insurance Code.

When negotiating an insurance claim, the parties often exchange emails. But when do those emails become a settlement and not just continued negotiations?