Is a construction defect an occurrence covered by a commercial general liability policy? That’s the key question for homebuilders and contractors facing Chinese drywall damage claims. The insurance and liability issues are becoming increasingly complicated by conflicting state court rulings over the lingering coverage question.

In the year since the enactment of the Patient Protection and Affordable Care Act (PPACA), as uncertainty has mounted over how the health insurance reform law will work and whether it eventually will even be the law of the land, producers are concluding they can only keep up, team up...