The complex's insurance limits were made up of a primary policy of $1 million and two excess policies of $5 million each, according to the plaintiff counsel.

In this week's Legal Speak episode, James Whittle with the American Property Casualty Insurance Association dives into the impact of what the organization has dubbed "legal system abuse" as social inflation—the belief that large corporations are "bad actors with deep pockets"—helps fuel "nuclear" verdicts.

To recoup damages, the plaintiff's counsel honed in on the defendant's homeowners, rather than auto, insurance policy.

Legal experts offer insights into how courts will handle accidents involving autonomous vehicles.

Following a rear-end collision, a pair of Atlanta attorneys offered to settle their client's injury complaint for a $100,000 policy limit, but the defendant's insurer declined.

"With negotiations concluded, Allstate ultimately paid $500,000, which was $400,000 more than what the company was contractually required to pay," said plaintiff counsel.

From the outset, obtaining information about the defendant's insurance carrier and coverage required extra effort.

A camera on the truck showed that the driver had 12-15 seconds of clear visibility of the stopped vehicle it collided with.