{
  "author": {
    "name": "Mark Breading",
    "webUrl": "/author/profile/mark-breading/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 85,
    "social": [],
    "articles": [
      {
        "uri": "/2023/03/27/top-10-risks-for-pc-insurers-in-2023/",
        "title": "Top 10 risks for P&C insurers in 2023",
        "byline": "Mark Breading",
        "kicker": "Expert Opinion",
        "prettyDate": "March 27, 2023",
        "timeToRead": "9 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/03/Feature2-Hurdles.jpg",
          "width": "616",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/mark-breading/",
            "name": "Mark Breading"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "Understanding these risk factors enables insurers to adjust underwriting and coverage options.",
        "body": null
      },
      {
        "uri": "/2022/05/04/pc-industrys-future-hinges-on-people-technology/",
        "title": "P&C industry's future hinges on people & technology",
        "byline": "Mark Breading",
        "kicker": "Commentary",
        "prettyDate": "May 04, 2022",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2022/05/Artificial-Intelligence-Technology-Article-202205031728.jpg",
          "width": "620",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/mark-breading/",
            "name": "Mark Breading"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Discover how technology will still depend on humans to unlock its full potential for P&C insurance.",
        "body": null
      },
      {
        "uri": "/2021/08/20/how-the-pandemic-has-shaped-insurers-technology-plans/",
        "title": "How the pandemic shaped insurers' technology plans",
        "byline": "Mark Breading",
        "kicker": "Market Insights",
        "prettyDate": "August 20, 2021",
        "timeToRead": "4 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2021/08/Technology-Around-the-Globe-James-Thew-Adobe-Stock.jpg",
          "width": "620",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/mark-breading/",
            "name": "Mark Breading"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "A survey shows that personal lines insurance carriers are moving ahead full steam on their digital transformation journeys.",
        "body": null
      },
      {
        "uri": "/2021/03/30/insurance-ma-unraveling-spac-mania-and-insurtech-investment/",
        "title": "Insurance M&A: Unraveling SPAC mania and InsurTech investment",
        "byline": "Mark Breading",
        "kicker": "Commentary",
        "prettyDate": "March 30, 2021",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2021/03/Mergers-and-Acquisitions-nespixt-stock.adobe_.com_.jpg",
          "width": "620",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/mark-breading/",
            "name": "Mark Breading"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Digital transformation and competition will continue to fuel blockbuster deals as the industry emerges from the pandemic.",
        "body": null
      },
      {
        "uri": "/2021/03/15/the-digital-journey-where-commercial-insurers-are-today/",
        "title": "The digital journey: Where commercial insurers are today",
        "byline": "Mark Breading",
        "kicker": "Commentary",
        "prettyDate": "March 15, 2021",
        "timeToRead": "4 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2021/03/Digital-transformation-wave-yokie-Adobe-Stock.jpg",
          "width": "620",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/mark-breading/",
            "name": "Mark Breading"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Commercial insurers recognize the potential of digitizing assets and the customer experience. Here are the transformative projects underway.",
        "body": null
      },
      {
        "uri": "/2021/01/29/will-the-pandemic-cause-the-end-of-agent-distribution/",
        "title": "Will the pandemic cause the end of agent distribution?",
        "byline": "Mark Breading",
        "kicker": "Commentary",
        "prettyDate": "January 29, 2021",
        "timeToRead": "4 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2021/01/COVID-impact-Shutterstock.jpg",
          "width": "620",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/mark-breading/",
            "name": "Mark Breading"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Social distancing and the shift to everything digital during COVID-19 has put pressure on insurance agents, but just how much?",
        "body": null
      },
      {
        "uri": "/2021/01/18/will-commercial-lines-insurers-innovate-or-optimize-in-2021/",
        "title": "Will commercial lines insurers innovate or optimize in 2021?",
        "byline": "Mark Breading",
        "kicker": "Commentary",
        "prettyDate": "January 18, 2021",
        "timeToRead": "4 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2021/01/Innovation-ESB-Professional-Shutterstock.jpg",
          "width": "620",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/mark-breading/",
            "name": "Mark Breading"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "What is clear is that insurers plan to pursue bolder strategies in distribution, product, underwriting, claims, and operations this year.",
        "body": null
      },
      {
        "uri": "/2020/11/10/disrupting-pc-insurance-distribution-models/",
        "title": "Disrupting P&C insurance distribution models",
        "byline": "Mark Breading",
        "kicker": "Commentary",
        "prettyDate": "November 10, 2020",
        "timeToRead": "4 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2020/11/Different-paths-Shutterstock.jpg",
          "width": "620",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/mark-breading/",
            "name": "Mark Breading"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Insurers are facing compelling reasons to expand distribution beyond the tried and true channels.",
        "body": null
      },
      {
        "uri": "/2020/11/03/where-personal-lines-insurers-can-find-value-in-technology/",
        "title": "Where personal lines insurers can find value in technology",
        "byline": "Mark Breading",
        "kicker": "Commentary",
        "prettyDate": "November 03, 2020",
        "timeToRead": "4 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2020/11/Tech-questions-Shutterstock.jpg",
          "width": "620",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/mark-breading/",
            "name": "Mark Breading"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "The question to ask is not which AI technologies are valuable but rather where they are most valuable in the enterprise.",
        "body": null
      },
      {
        "uri": "/2020/09/01/expanding-options-in-insurance-digital-communications/",
        "title": "Expanding options in insurance digital communications",
        "byline": "Mark Breading",
        "kicker": "Commentary",
        "prettyDate": "September 01, 2020",
        "timeToRead": "4 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2020/09/Communications_Shutterstock.jpg",
          "width": "620",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/mark-breading/",
            "name": "Mark Breading"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Providing a rich set of insurance communications options is an important ingredient in improving customer experiences.",
        "body": null
      }
    ]
  }
}