Sales & Marketing

Seven out of 10 U.S. homeowners say the cost of their homeowners' insurance has gone up over the last few years.

A premium lapse is often the result of an avoidable failure earlier in the policyholder experience.

Agents need to understand market inconsistencies and nuances.

The persistence of the protection gap is a nuanced story, and macro conditions haven't helped.

Middle East conflict, global civil unrest and growing insured losses tighten capacity and reshape underwriting strategies.

Independent agencies placed more than 60% of all P&C insurance in 2025.