Personal Lines

While letting your insurance policy lapse may seem far different than driving under the influence, both could result in you being considered a high-risk driver by your car insurer.

The increasing losses from severe thunderstormswhich include hail, heavy rains and flash flooding, tornadoes, thunder and lightningare a growing challenge for society and insurers alike.

According to Standard & Poor's Rating Services, insurers in many regions will have to deal with tighter capital standards, weak pricing due to excess capital or stricter controls on product design and distribution in some markets.

Sport-utility vehicles, crossovers, and minivans dominate the list, and there's one key reason why.

Dozens of no-no's unrelated to highway safety can get your license yanked.

Not surprisingly, sports cars and convertibles top the list.